Article Abstract:
There is broader acceptance and increased use of index tracking funds in UK investments. Indexation can provide improved risk control and lower costs, and more often than not it contributes to better performance. An average UK equity unit linked pensions fund and average UK equity growth unit trust have produced returns of 25.57% and 26.33% respectively below the All Share Index return.
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Article Abstract:
Self-invested personal pensions (Sipps) are a more flexible choice, allowing investors to choose where their funds are invested. A growing number of low-cost Sipps are now available, but financial advice may be needed.
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Article Abstract:
Careful financial planning is needed to achieve the aim of retiring early, particularly bearing in mind rising life expectancies. Advice is provided on saving for retirement and working out future income needs.
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